Next-Generation Hybrid Blockchain Infrastructure
Version 1.0 - April 2025
This document is provided for regulatory review and public disclosure.
USFranc is a reserve-backed, hybrid cryptocurrency project built on a dual-consensus architecture: Proof of Work (PoW) and Proof of Stake (PoS). It is designed to preserve capital, offer practical utility for real-world transactions, and deliver secure, transparent governance through community involvement and smart contract automation. The mission of USFranc is to deliver a next-generation cryptocurrency that balances decentralization, compliance, investor protection, and usability, while ensuring resilience through its hybrid technical structure and financial reserve model.
USFranc coins are digitally scarce and completely pre-issued, meaning there will be no further inflationary minting. This fixed-cap model protects value and simplifies economic planning for both retail users and institutional participants.
The USFranc blockchain operates as an open-source protocol. However, due to cybersecurity considerations and the need to preserve operational integrity, critical modules (e.g., validator logic, ledger protocol, compliance triggers) are made available only on request to vetted developers, auditors, or institutional partners. The public GitHub repository contains the basic wallet infrastructure, wrapped token smart contracts, and interoperability components. All forks or derivative chains must first undergo a security and compliance audit by the USFranc Reserve Management Entity.
Node Types: Mining Nodes, Compliance Nodes, Master Node for traffic relay, and Mirror Nodes
USFranc’s chain is both secure and scalable. The Litecoin forked PoW ensures traditional miner validation and hardware compatibility, while the Komodo PoS integration provides flexibility for optional staking, notarization, and smart contract expansion.
To protect investors and stabilize the network, USFranc has established a reserve policy through a transparent capital hedging model:
Capital Hedge Fund
Operational Reserve Wallet
Maintains liquidity and project continuity
Capital Reserve Wallet
Emergency liquidity support, legal reserves
Importantly, ownership of hedge capital is retained by USFranc’s Reserve Management Entity (SAS Affin). Coin holders do not receive direct financial rights over the reserves but benefit from the macroeconomic protection they offer.
Of the total 1 billion USFC:
| Timeframe | Sell Permission | Bonus |
|---|---|---|
| Year 1 | 0% allowed | +10% added |
| Year 2 | Up to 33% | +10% added |
| Year 3 | Up to 66% | +10% added |
| Year 4 | 100% unlocked | +30% total |
These rules are embedded in wallet permissions or enforceable via optional escrow contracts or compliance node reviews for large sales.
A standard 2% transfer fee applies to all non-exchange P2P transactions:
USFranc implements full anti-money laundering (AML) and counter-terrorist financing (CTF) procedures. All purchases above €50,000 (or equivalent in crypto or fiat) are subject to Enhanced Due Diligence (EDD), including:
Identity verification, Screening against sanctions, PEP databases, Source of funds justification, and Real-time monitoring. Data is encrypted and not shared with third parties unless required by law.
Standard transactions remain fully decentralized and private. Only compliance-triggered transfers are subject to internal review. No user identities are exposed publicly.
AML bypass via structuring is monitored. Suspicious activity may trigger: Smart contract freezing, wallet flagging, or rollback via Mirrored Ledger.
Main General Ledger (GL) supported by a Mirrored Ledger (encrypted, 31-day rotating, updated daily) using AES-256 and cryptographic integrity via hashed logging.
USFranc is designed for longevity, integration, and cross-chain usability --- with security and value protection as foundational pillars.
Founder: Brian Fin
Co-Founder: SAS Affin
First Issuing Entity: SAS Affin (Registered under French corporate law)
Compliance: usfranc@bobosohomail.com
USFRANC LTD (Reg N° 10325829)
4th Floor, Silverstream House, 45 Fitzroy Street, London, W1T 6EB, UK
SAS Affin (Reg N° 803965227)
8 Rue Dublin, 34200 Sète, France
USFranc’s peer-to-peer transfer system is designed with clarity, transparency, and operational sustainability. The 2% transaction fee collected after the coin launch is distributed as follows: 10% to the Capital Hedge Fund, 20% to the Capital Reserve Wallet, and 70% to the Operational Cost Wallet.
The USFranc platform includes a secure, voluntary escrow-based wallet system for merchants and crypto holders. In this setup: Crypto holders can choose to activate an escrow mode at the time of payment. USFranc will temporarily hold the payment in escrow for 7 days or until delivery is confirmed. This optional feature provides transactional security, builds buyer trust, and enhances merchant credibility. The system is not enforced and is voluntarily used by both parties to improve accountability and trust in crypto payments.
Full terms available at: https://usfranc.com/terms-and-conditions
Coin Ownership: Buyers of USFranc obtain ownership of a decentralized cryptocurrency that is neither a security nor a stablecoin.
Use Case Limitation: USFranc may be used for payments, storage, exchange, and participation. It does not grant voting rights.
Regulatory Clarity: Subject to AML, CTF, and local laws. Initial oversight by French (SAS Affin) and UK (USFranc Ltd) authorities.
Transferability: USFC coins are freely transferable between non-custodial wallets, subject to 2% admin fee rules. | Non-Refund Clause: All transactions are final.
Native Hybrid PoW/PoS Coin (Forked from Komodo + Litecoin Core)
Wrapped BEP-20 Token for BNB Smart Chain compatibility
Official: USFWallet / USFrancWallet (Multi-Coin Wallet, Non-Custodial)
Compatible: Trust Wallet, MetaMask (for BEP-20 wUSF)
USFranc (USFC) is a native hybrid cryptocurrency. It is not an ERC-20 or TRC-20 token. It is built on its own custom blockchain infrastructure using Komodo and Litecoin components. Mainnet Chain uses Komodo’s SmartChain framework.
wUSF: A BEP-20 token version (Wrapped USFranc) created for compatibility with Binance Smart Chain wallets such as Trust Wallet and MetaMask. wUSF is pegged 1:1 to the native USFC.
| Feature | Native USFC Coin | Wrapped wUSF Token (BEP-20) |
|---|---|---|
| Blockchain | USFranc Hybrid Chain | Binance Smart Chain |
| Standard | Native (no token standard) | BEP-20 |
| Wallet | USFWallet | Trust Wallet, MetaMask |
| Ownership | Decentralized via private keys | Managed by Reserve Entity |
USFranc’s mining architecture is based on a hybrid model: PoW Base derived from Litecoin with Komodo integration. Mining will be open but monitored. The USFranc network may apply node authorization and IP-based limitations to control participation. No Reward Dilution: Mining rewards are algorithmically fixed and distributed only to verified mining addresses. Supply Integrity: A maximum supply cap of 1,000,000,000 USFC is enforced. No new coins beyond this issuance. Admin Monitoring: A compliance node will verify large transactions and trace transaction origin to prevent manipulation or fraud.
USFranc adheres to robust compliance standards under EU, UK, and international law.
Contact: usfranc@bobosohomail.com | https://usfranc.com/compliance
USFranc is a decentralized cryptocurrency, not a security. By engaging with USFranc: You acknowledge you hold and manage your wallet and funds independently. USFranc Ltd, SAS Affin, or its affiliates are not liable for user errors, third-party breaches, or losses from misuse. You agree to abide by AML/CTF, tax laws, and crypto regulations in your jurisdiction.
USFranc’s blockchain is designed as a hybrid architecture that combines Proof of Work (PoW) using a Litecoin-derived base for robust security and Proof of Stake (PoS) using Komodo’s SmartChain modules for energy-efficient validation.
USFranc embeds compliance protocols directly into its blockchain and operational infrastructure, without compromising decentralization.
Compliance Node System: Flags transactions above €50,000 or attempts to split them. Triggered events are routed through a Compliance Smart Contract Layer for review.
Mirrored Ledger: A 31-day rolling read-only backup of the General Ledger is encrypted and mirrored daily. It ensures recoverability without everyday surveillance.
Escrow Framework (Voluntary): Holds merchant transactions in smart contracts for 7 days post-delivery confirmation. Participation is voluntary.
USFranc is more than a coin --- it is a vision for capital-secure, compliance-resilient, and decentralized crypto use in the real world. All development and compliance operations are fully administered by SAS Affin and USFranc Ltd, with ongoing updates provided through https://usfranc.com.
Disclaimer: This Compliance Statement is for informational purposes only and does not constitute legal or financial advice.